Monday 30 June 2014

一个人一生中需要赚去多少才足够?

一个人一生中需要赚去多少才足够?

你一生中需要的支出 (以三十年计算) 
房子:500,000
孩子:100,000
车子:870,000 (含30年汽车使用费()


  1. 车子=210,000。按10年换一辆70K的车计算。
  2. 汽油 = 360,000 (300/month)  
  3. 维修 = 300,000 (1000/ year = 换机油,轮胎,等等)。
家用:1,080,000 。按一家三口吃、穿、住、行、用等,每月3000元计算。
养老:480,000。按退休后再活20年、每月花销2000元计算。
父母:720,000。按30年每月给父母200元,一生孝顺父母费用。
休闲:300,000。30年中每年1万,应该不会太浪费吧。


仔细算算,只是很普通的生活,却要400万元(4 million)。
4,000,000 ÷ 30年 ÷ 12月 = 11,111 K

你每月只要都能有10千以上的收入才能过一辈子的普通生活
我国目前上班族(打工族)平均收入并不高,现在平均收入也只不过才3000- 5000元实属平常。
  
3000×2人×12月×30年= 2,160,000 
  
还需要夫妻一起工作赚钱,4m - 2.16m = 1.84m。还少180万。
  
 怎么办呢?
  
 第一招:不买车子省 870K
  
 第二招:不管父母生计省 480 K
  
 第三招:取消休闲娱乐省 300 K
  
 1.84 m - 1.65m = 0.19m = 190 K
  
还差 19万。

 190000 ÷ 2人÷ 30年 ÷ 12月= 263.88 元
  
 夫妻每人每月还需要增加270元的收入才能维持!
    
 有这样一个故事:

两个年轻人,从事同样的提水工作。每提一桶水,就有人付一份钱给他们。第一个年轻人梦想凭借自己的能力,提更多桶水,以便赚更多的钱。

第二个年轻人却将一部份白天的时间用来提桶运水,用额外的时间建造运水的管道。几年过去了,第一个年轻人仍然日复一日,辛苦提水,却身无分文。

第二个年轻人已经无需再提水了:他已经建起了自己的运水管道,无论他是否工作,水都在源源不断流入,而流入他口袋的钱也因此变得越来越多......

遗憾的是,时至今日,仍然有数不清的人生活在纯粹提水桶——纯粹依靠工资的日子里,他们甚至不懂得该怎样打理自己辛苦赚来的钱。这种生活的危险在于:一份时间交易一份金钱,如果被解雇或因病不能工作,你的工资也将同时停止。而每个家庭不得不正视的未来是:一对夫妻供养一个孩子,同时奉养四个老人。

这就是我们必须面对的现实:未来十年,将是“攒钱时代”向“理财时代”巨变的十年。现在已经到了你建立人生“理财管道”的时刻。为了明天,我们必须学会用今天的钱为明天铺路,以致安枕无忧。

为了明天,我们必须学会用今天的钱为明天造福,让财富和幸福相伴一生。


Thursday 26 June 2014

Miracle A9 - Key Cutting Machine


Miracle A9

Computerized Key Cutting Machine for key duplicate service just like genuine biting. Avoid future nightmare (key stuck at ignition, cannot be turned, wafer is worn out etc…). Total key lost savior.

Minimum Charges for Key Cutting Service is RM35 for flat key type, RM60 for dimple key type, RM80 for laser key type. Additional charges apply for more complicated key manufacturer.
* Price estimation only, the accurate price please always revise with Superlockers Hardware *


Youtube: 
http://www.youtube.com/watch?v=o8CB6khaeJ4





Specification of Miracle A9:



Please visit Superlockers for more details and the service. We do provide outdoor service.


Grand Master Key System

A Key-Alike system is designed to open several locks with one key. A Master Key system is designed to open a set of several series of key-alike system. A Grand Master Key system is designed on top of master key system. 
For a better understanding, Key-Alike system normal use for residential, while Master Key System is for medium size of cooperate and Grand Master Key system is for more complex organisations with higher security level.

Key-Alike system 是专门针对普遍用户而设计的,只需一把钥匙就可以打开数量不等但在同一个组别里的锁具。Master Key system 是另一个层次,是专门针对中小型企业而设计,只需一把钥匙就可以打开数量不等而且不同组别的锁具。Grand Master Key system 是这个系统里最高的位置,只需一把钥匙就可以打开所有在系统里的锁具,是专门位大集团或高强度防盗系统而设计的。

These key system have keys which are specific to own lockset and cannot open any of the others in the same lockset system. Locks which have Master Keys have a second set of the mechanism used to open them which is identical to all of the others in the set of locks. For example, A Key (worker) can only open A room while B key (worker) can only open B room but Master Key (Manager) can open room A and room B. A far more secure (and more expensive) system has two or more cylinders in each lock depends how many layers of security and complexity of the lock system could be.

在一个完整的系统里,员工(key)只能打开自己的房间而没有打开其他同事的房间的权限。经理(master key)则拥有进入自己所管理的部门所有的房间的权限。最后,总经理/老板则拥有进入所有房间的权限。

Larger organisations, with more complex “grandmaster key” systems, may have several Master Key Systems where the top level Grand Master Key works in all of the locks in the system.

A practical attack exists to create a working master key for an entire system given only access to a single master-keyed lock and its associated key. This is described in Cryptology and Physical Security: Rights Amplification in Master-Keyed Mechanical Locks


Grand Master Key System


Advantage / 益处:
1. Multi Layer of access to provide higher security level for the system.
多层次的权限大大的提高了防盗系统的强度

2. Easy to control the overall security within the organisation.
更容易有效的掌控整个系统的安全。

3. Rekey-able (endless time) provides flexibility in the future with least maintenance problem for the system.
无限重新配制整个系统让你安枕无忧。

4. Secure your life, assets, security of family and properties.
保障生命,财产,产业及家人的安全。

5. Higher security level to stop the crime.
高强度的防盗系统大大降低了成为罪案的牺牲品。

6. All key can access to the main exit in the event of emergency.
所有的钥匙在紧急时刻都可以打开主要离开通道第一时间逃离现场。


If you are interested, kindly visit Superlockers Hardware for more details.
如果您有兴趣,欢迎亲临本店了解详情


Contact: Mr. Cheah (012-459 0009)


Wednesday 25 June 2014

Introduction - 自我介绍




Name: Cheah Zi Kah (谢子嘉)
Date of Birth : 04 September 1988

       Am just a very ordinary guy which try to be extraordinary. For the past 26 years, i have a very good foundation for myself. I love to making new friend and expand my network. Throughout the process, i do learnt a lot from each other since everyone have a different life experience. I pick up the good things and applied it into my daily routine. Am a very talkative guys and i having a good and strong bond among my circle so some of my friend would like to name me  as "kangtao" king. I hope i can link all my friend together and hope everyone have a great life after all the opportunity that i had linked.



Where is the ball?
          

            Beside, I am a sport man. I can play a lot of sports game such as basketball, badminton, swimming, jogging, and futsal. Nevertheless, i love E-sport as well. What kind of E-sport? DOTA ~~~!!!! and i do play some mobile games like Clash of Clan and Candy Crush. All these sports and games helps me to release my stress and keep myself fresh after all the tedious job and surprisingly i can still making new friend while playing games. Never underestimate whatever things that you are doing.





For my career part, am a locksmith which running a business under my dad supervised. My shop name is Superlockers Hardware which located at the heart of sungai dua - Taman Desa Murni. Our business do provides a reliable locksmithing products and services to secure your life, families and properties. We are equipped with different types of locks, door knobs and door handlesets for home security system. Besides, we do provide several services like gate remote duplication, key duplication, door picking and grand master key system.

Other than home security, I am a specialist in car key programming including recovery the Immobiliser via ECU, programming the chips immobiliser system including cobra, meta system, and computerise key cutting for your vehicle.

Besides, i involved myself into investment field because i know the important of investment especially for the young age like us in order to secure our retirement life and also to achieve the goal of financial freedom in the future. I passed the exam and get the FIMM license this February so that am able to be a unit trust consultant (UTC) and registered under Public Mutual. This is a very good opportunity for me to get extra income from my commission and also managing my own investment. I hope i can achieve my financial goal which is financial freedom at the age of 40 and after all i can enjoy my life with the loves one.

My life goal, never stop making new friend, never stop searching opportunity, never stop enjoy my life, never stop loving my lover, family and friends.